Fortunately, there are still some guarantees in life. ŠKODA Choice32 is a flexible finance solution that provides you with the assurance of knowing exactly what the minimum value of your vehicle will be down the track. At the end of your loan, you have the option to trade in, retain or return your vehicle. The choice really is yours.
The choice is yours
Target Market
Determinations
Please read the Target Market Determinations (TMD) document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.
For more information visit the Target Market Determinations page
Your finance options
1. Choose your ŠKODA
2. Choose your terms
3. Choose your end of term option
Choose your option at the
end of the term
Trade In
Retain
Return
Simply Clever Finance Brochure Download
Explore the benefits
- Peace of mind knowing the minimum future value of your ŠKODA right from the start
- You have three options at the end of your ŠKODA Financial Services contract
- A personally tailored finance solution, based on the term and kilometre usage of your vehicle
- Upgrade your ŠKODA to the latest model more often, enjoying the best innovations and technologies
Maintaining your ŠKODA
We understand that you will want to keep your ŠKODA in premium condition. To ensure the integrity of the Guaranteed Future Value Program, your ŠKODA must be in an acceptable condition when you return it to us and must not exceed the kilometre limit. We also understand that some reasonable wear and tear is only to be expected, but it needs to remain within the provisions set by your ŠKODA Financial Services contract. If you exceed your nominated kilometre allowance, it will reduce your Guaranteed Future Value. However, this won’t affect your ability to Trade in, Retain or Return your vehicle.
Fair Wear and Tear Guide Download
³² The Škoda Choice Program consists of an option to return the vehicle to SFS at the end of the term and require SFS to purchase the vehicle at price known as the Guaranteed Future Value (GFV) as determined by SFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Fleet, government, rental buyers, hire car and chauffeur companies excluded.
Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344. View the Target Market Determination for our Financial Services products here.
Cnr Pacific Highway and Halls Road,
Coffs Harbour NSW 2450
- Mon - Fri: 8:00 AM - 5:00 PM
- Sat: 8:30 AM - 3:00 PM
- Sun: Closed